Can you help launch a fintech platform with EU passporting in mind?

Yes, we architect for the technical standards common across EU/EEA regulatory frameworks to support passporting strategies.

Can you build open banking APIs without a full core system rewrite?

Yes. We wrap your existing core in a modern API middleware layer, exposing compliant account and payment APIs without touching core transaction logic.

How do you handle AML/KYC compliance during integration?

We build identity verification, sanctions/PEP screening, and transaction monitoring workflows directly into the platform, with audit logging that traces every decision for regulator review.

Can you integrate with our existing card and payment rail providers?

Yes, we connect correspondent banking, card networks, and instant payment schemes into a single orchestration and reconciliation layer.

What does an open banking API project timeline look like?

A typical account information and payment initiation API program, including a developer portal and sandbox, ships in 8-14 weeks depending on the number of endpoints and your existing infrastructure.

Banking & Fintech · Cyprus

Banking & Fintech Software Development in Cyprus

Banks and fintechs are under pressure to open their platforms via APIs, modernize legacy cores, and meet open-banking and AML obligations without disrupting existing operations or customer trust. In Cyprus, that means building to the expectations of Partnership & White-Label Markets: Investment firms and certain crypto-asset activities are supervised by the Cyprus Securities and Exchange Commission (CySEC).

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Cyprus Regulatory Landscape

What banking & fintech businesses in Cyprus need to know

Investment firms and certain crypto-asset activities are supervised by the Cyprus Securities and Exchange Commission (CySEC).
Crypto-Asset Service Providers (CASPs) registered in Cyprus fall under CySEC's registration and AML oversight regime.
EU passporting allows Cyprus-licensed entities to operate across the EEA under mutual recognition frameworks.
We build to these technical and reporting expectations, alongside Cyprus-based regulatory counsel.

This information is provided for general orientation only and is not legal or licensing advice. Always confirm current requirements with qualified local counsel.

The Challenge

What banking & fintech operators struggle with

Core systems that block product velocity

Vendor-locked core banking platforms turn a simple product change into a multi-quarter release cycle, while fintech challengers ship weekly.

Open banking deadlines without a clean path

Regulatory mandates require standards-compliant account and payment APIs on a fixed timeline, with no room for a risky core rewrite.

Manual AML/KYC review queues

Identity verification and sanctions screening still route through manual case queues, slowing onboarding and creating audit exposure.

Fragmented cross-border rails

Correspondent banking, card networks, and instant payment schemes are stitched together ad hoc, causing reconciliation gaps and settlement delays.

Our Approach

How we support banking & fintech in Cyprus

Open banking & partner API programs

We design and build account information and payment initiation APIs with OAuth2/OIDC consent flows and self-service developer portals that cut partner onboarding from weeks to days.

Core modernization without a big-bang rewrite

Strangler-fig migration wraps legacy cores in modern middleware, letting you ship new products without a risky, multi-year core replacement.

AML/KYC and transaction monitoring automation

Automated identity verification, sanctions/PEP screening, and ML-driven transaction monitoring replace manual review queues and shrink false positives.

Cross-border payment hub integration

A central orchestration layer connects card networks, correspondent banks, and instant payment rails behind one reconciled ledger.

Audit-ready security & compliance controls

Secure architecture review, immutable audit logging, and regulator-ready reporting are built into the platform ahead of your next licensing or partner audit.

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