Do you build open banking-ready APIs for New Zealand fintechs?

Yes, we build account and payment APIs designed to align with New Zealand's developing customer and product data-sharing standards as they roll out sector by sector.

Will our contracts be ready for a third-party security audit?

We build with an audit-first mindset — static analysis, fuzz testing, and manual review happen before code goes to an independent auditor, and we remediate every finding before mainnet.

Can you connect our token or exchange platform to banking rails?

Yes, we integrate crypto on/off-ramp providers and traditional payment rails behind a single checkout or wallet experience.

How do you secure custody funds?

Multi-layer hot/warm/cold wallet architecture, multi-sig approval, and HSM-backed key management, the same approach we use for licensed exchange clients processing nine-figure monthly volume.

Which chains and standards do you build on?

Ethereum, Polygon, BNB Chain, Solana, Tron, Avalanche, and permissioned frameworks, using ERC-20/721/1155, BEP-20, and SPL standards depending on your target market.

Crypto & Web3 · New Zealand

Crypto & Web3 Software Development in New Zealand

Exchanges, token issuers, and Web3 platforms need production-grade blockchain engineering — not prototype code — to survive audits, scale to real transaction volume, and integrate cleanly with fiat rails. In New Zealand, that means building to the expectations of Asia-Pacific: New Zealand assesses crypto-asset activity under the existing Financial Markets Conduct Act rather than a dedicated crypto licensing regime, with the Financial Markets Authority (FMA) determining case by case whether a token or service is a regulated financial product.

Get a New Zealand Estimate View New Zealand Overview

New Zealand Regulatory Landscape

What crypto & web3 businesses in New Zealand need to know

New Zealand assesses crypto-asset activity under the existing Financial Markets Conduct Act rather than a dedicated crypto licensing regime, with the Financial Markets Authority (FMA) determining case by case whether a token or service is a regulated financial product.
Payment system oversight and financial stability sit with the Reserve Bank of New Zealand (RBNZ).
Open banking-style data-sharing standards are developing under New Zealand's evolving customer and product data framework.
We build to current FMA and RBNZ expectations and flag classification-sensitive features for review by New Zealand legal counsel given the case-by-case approach.

This information is provided for general orientation only and is not legal or licensing advice. Always confirm current requirements with qualified local counsel.

The Challenge

What crypto & web3 operators struggle with

Contracts that won't survive an audit

Prototype-stage smart contracts with no formal testing routinely fail third-party security review, blocking funding, listings, or mainnet launch.

No bridge to fiat rails

Token and exchange platforms that can't cleanly connect to banking and card rails lose users at the on/off-ramp step.

Custody risk at scale

Manual or under-engineered key management is the single largest cause of exchange and wallet fund losses.

Gas costs and throughput ceilings

Poorly optimized contracts and undersized infrastructure make transactions expensive and slow as adoption grows.

Our Approach

How we support crypto & web3 in New Zealand

Production-grade token & smart contract development

ERC-20/721/1155, BEP-20, and SPL contracts built with checks-effects-interactions patterns, reentrancy guards, and formal test coverage before any audit.

Independent audit coordination

We prepare documentation and test coverage and remediate findings alongside leading third-party audit firms before mainnet deployment.

Exchange, wallet & custody infrastructure

Low-latency matching engines and hot/warm/cold custody architecture with multi-sig and HSM-backed key management.

Fiat-to-crypto rail integration

Crypto on/off-ramp providers wired into existing checkout and wallet flows alongside traditional payment rails.

Gas optimization & Layer-2 architecture

Storage packing, batch operations, and rollup/sidechain selection engineered around your actual throughput and cost targets.

Relevant Services

Engineering practices for this industry

Blockchain & Crypto

Blockchain & Cryptocurrency Development

View service

Blockchain & Crypto

Smart Contract Development & Audit

View service

Blockchain & Crypto

Crypto Exchange & Wallet Development

View service

FAQ

Crypto & Web3 in New Zealand — FAQ

We design token and platform architecture with clear documentation of the token's function and rights, which supports an FMA financial-product assessment, and we recommend confirming classification with New Zealand legal counsel before launch.