Can you build infrastructure aligned with BCB's new VASP licensing regime?

Yes, we build the custody, reporting, and audit-logging infrastructure commonly expected under BCB's 2023 crypto-asset licensing framework.

Do you have engineers with direct experience building for the Brazil market?

Yes — our team has delivered payment gateway & psp integration services, blockchain & cryptocurrency development, ai fraud detection & intelligent automation, api integration & open banking engineering engagements for clients operating in and around Brazil, and we build to the regulatory context outlined above from the first architecture conversation.

How long does a typical payment gateway & psp integration services engagement take for a Brazil-based business?

Timelines depend on scope more than geography — a focused build typically runs 8-16 weeks, while a full platform build-out runs 3-6 months. We scope and quote after an initial discovery call specific to your requirements.

Can you work with our existing team based in Brazil?

Yes, we regularly work alongside in-house engineering teams as an embedded pod, handing off documentation and architecture decisions rather than operating as a fully separate black box.

Do you provide ongoing support once a platform is live in Brazil?

Yes, post-launch retainers covering monitoring, incident response, and continued feature development are available for every engagement type, not just larger platform builds.

What's the first step to start a project in Brazil?

A discovery call where we walk through your specific requirements, target timeline, and any regulatory or banking-partner constraints already known — from there we scope a technical estimate, typically within 5 business days.

Do you work remotely, or do you need a local presence in Brazil?

We work remotely with clients across every market we serve, communicating on your team's schedule and tools, and can coordinate with local counsel or partners in Brazil as needed without requiring an in-country office.

Americas

Payments, Blockchain & AI Fraud Detection Development Company in Brazil

Brazil runs one of the world's most advanced instant payment ecosystems through Pix, and the Banco Central do Brasil (BCB) has followed that success with a 2023 crypto-asset law that gives the BCB direct regulatory authority over virtual asset service providers for the first time. Combined with CVM oversight of investment-token activity, Brazil now has one of Latin America's most structured — and fastest-moving — fintech and crypto regulatory environments. Hurain Technologies builds Pix-integrated payment infrastructure, blockchain platforms, and AI fraud detection systems for Brazilian fintechs and crypto businesses operating within this framework.

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Overview

Building technology for the Brazil market

Brazil represents a growing market for digital finance and technology infrastructure, where local and international businesses alike need engineering that can adapt to an evolving regulatory and competitive landscape. Hurain Technologies works with businesses in Brazil on Payment Gateway & PSP Integration Services, Blockchain & Cryptocurrency Development, AI Fraud Detection & Intelligent Automation and API Integration & Open Banking Engineering, engineering platforms built for reliable delivery under real transaction volume, not just a working demo.

Getting this right in Brazil means building to the specific expectations of local regulators and banking partners from day one, rather than retrofitting compliance onto a platform designed for a different market. Specifically: brazil's 2023 crypto-asset law gives the Banco Central do Brasil (BCB) direct authority to license and supervise virtual asset service providers, a significant shift from the prior unregulated environment. We build the technical controls this expects — audit logging, access management, and reporting — while jurisdiction-specific licensing and legal strategy should run through qualified local counsel.

There's a second dimension worth flagging too: payment institutions and Pix-participating entities are supervised by the BCB under Brazil's instant payment system rules. Platforms that ignore this until a partner or regulator asks about it tend to face a far more disruptive retrofit than if it had been designed in from the start.

For businesses building in or expanding into Brazil, the platforms that succeed are the ones engineered for the market's actual regulatory and operational reality, not adapted after the fact from a template built for somewhere else.

Our team approaches every Brazil engagement the same way we'd approach a market we'd worked in a hundred times before: by reading the actual regulatory texts and talking to your compliance function directly, rather than relying on generic assumptions about what "fintech compliance" looks like.

Regulatory Landscape

What operators in Brazil need to know

Brazil's 2023 crypto-asset law gives the Banco Central do Brasil (BCB) direct authority to license and supervise virtual asset service providers, a significant shift from the prior unregulated environment.
Payment institutions and Pix-participating entities are supervised by the BCB under Brazil's instant payment system rules.
Investment-token and securities-adjacent crypto activity intersects with CVM oversight.
We build the technical controls these frameworks expect, alongside Brazil-qualified legal and compliance counsel.

This information is provided for general orientation only and is not legal or licensing advice. Always confirm current requirements with qualified local counsel.

Where We Help

Services we lead with in Brazil

Payments

Payment Gateway & PSP Integration Services in Brazil

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Blockchain & Crypto

Blockchain & Cryptocurrency Development in Brazil

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AI & Automation

AI Fraud Detection & Intelligent Automation in Brazil

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API & Platform

API Integration & Open Banking Engineering in Brazil

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The Challenge

What businesses run into in Brazil

Meeting Brazil's regulatory expectations technically

Brazil's 2023 crypto-asset law gives the Banco Central do Brasil (BCB) direct authority to license and supervise virtual asset service providers, a significant shift from the prior unregulated environment.

Staying current as Brazil's framework evolves

Payment institutions and Pix-participating entities are supervised by the BCB under Brazil's instant payment system rules.

Scaling past a platform that passed early review but wasn't architected for the transaction volume that comes with real growth

Businesses operating in Brazil often reach a point where the platform that got them to launch isn't the platform that can carry them through their next stage of growth — and retrofitting scale onto a system not designed for it is far more expensive than designing for it from the start.

Finding an engineering partner who understands Brazil specifically

Generic development shops apply the same playbook everywhere, which means someone on your team ends up re-explaining local regulatory and market context on every decision — slowing delivery and increasing the risk that something specific to Brazil gets missed.

How We Solve It

Engineering focus for Brazil businesses

Payment Gateway & PSP Integration Services in Brazil

Poor PSP routing and retry logic silently loses revenue on every failed or declined transaction.

Blockchain & Cryptocurrency Development in Brazil

Many blockchain builds start with insecure, unaudited contracts that fail third-party security review and block funding or listing.

AI Fraud Detection & Intelligent Automation in Brazil

Static rule engines can't keep up with evolving fraud patterns, leading to rising chargeback and loss rates.

API Integration & Open Banking Engineering in Brazil

Without a proper API gateway and developer portal, every new integration takes weeks of custom engineering.

Production-grade delivery for Brazil teams

Every engagement follows the same discipline regardless of market: formal test coverage, security review before launch, and monitoring from the first day of production traffic — not a lighter process because a market is smaller.

Industries

Sectors we support in Brazil

Banking & Fintech in Brazil

Banks and fintechs are under pressure to open their platforms via APIs, modernize legacy cores, and meet open-banking and AML obligations without disrupting existing operations or customer trust. A common starting point: open banking and partner api programs.

Crypto & Web3 in Brazil

Exchanges, token issuers, and Web3 platforms need production-grade blockchain engineering — not prototype code — to survive audits, scale to real transaction volume, and integrate cleanly with fiat rails. A common starting point: token, coin, and smart contract development.

Payments & PSPs in Brazil

Payment service providers and platforms handling multi-rail, multi-currency transactions need orchestration, reconciliation, and fraud controls that scale across markets without manual overhead. A common starting point: payment orchestration and smart routing.

Enterprise SaaS & Platforms in Brazil

Fast-growing SaaS platforms need to modernize architecture, expose secure partner APIs, and automate operations to keep shipping quickly as customer and data volume scales. A common starting point: monolith-to-microservices migration.

HealthTech & InsurTech in Brazil

Health and insurance platforms manage highly sensitive data under strict regulatory frameworks, requiring secure architecture, automated workflows, and integration with legacy systems of record. A common starting point: secure architecture and data protection engineering.

Real Estate & PropTech in Brazil

Real estate platforms and PropTech operators are digitizing property transactions — from tokenized ownership and fractional investment to automated escrow and payment flows — and need engineering that can handle real money movement and regulatory scrutiny, not just listings software. A common starting point: tokenized property and fractional ownership platforms.

Our Standard

What every Brazil engagement includes

Architecture reviewed for local regulatory fit

Data handling, access control, and audit logging designed against Brazil's specific regulatory expectations before development starts, not retrofitted after a partner review flags a gap.

Built for real transaction volume

Load-tested against realistic Brazil usage patterns rather than a clean demo scenario, so scaling from launch to growth doesn't require an architecture rewrite.

Security review before launch

Internal security review and, for platforms handling meaningful value or sensitive data, independent third-party audit coordination before go-live, not as an afterthought.

Documentation your team can actually use

Architecture decisions, deployment runbooks, and operational documentation handed off in a form your internal team or future hires can work from directly.

Cities